By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

All 250 Articles

Retiring to Europe? You should wait until Brexit negotiations on pensions and healthcare access have concluded

July 20, 2016

Many Brits approaching retirement dream of moving to the continent. But Brexit has thrown a spanner in the works. Since the referendum, sterling has plummeted against a basket of foreign currencies, including the euro, and question marks loom over expats’ ability to settle elsewhere in Europe. Things look even more chaotic when it comes to financial [...]
Languages will become a more valuable resource for UK firms after Brexit

July 19, 2016

English has long been considered the lingua franca of business. But when Britain leaves the EU, the proportion of native English speakers inside the bloc will fall from 14 per cent to 1 per cent, and senior EU officials have questioned whether English should remain one of its official languages. It’s important that UK businesses [...]
Personal Messenger: EchoMany’s Tim Redgate talks film trailers and false personalisation

July 18, 2016

Four fifths of UK brands say they’re personalising their marketing to some extent, but that doesn’t mean much,” says Tim Redgate, founder of EchoMany, which sends personalised videos to targeted audiences on social media by embedding relevant user data. “If a brand writes a consumer’s name in an email, that counts. But it isn’t real personalisation.” There [...]
Despite the comfort from greater political stability, could sterling still reach parity against the US dollar?

July 18, 2016

Lukman Otunuga, research analyst at FXTM, says Yes. Sterling received a pummelling in June, with prices crashing to 31-year lows against the dollar following the shock Brexit victory. Financial markets were rattled, and it was obvious that the Brexit outcome was severely underpriced, with even the bookkeepers being completely on the wrong side of the [...]
Pokemon Go is showing the potential of augmented reality advertising

July 18, 2016

Augmented reality apps have been around since 2008 and the first Android handset, the T-Mobile G1. But it has taken until 2016 for the technology to find a killer app. The genius of Pokemon Go, which launched earlier this month, goes beyond the addictive gaming mechanics and into the business strategy underpinning it; Pokemon Go is [...]
How to stop your boss from clobbering you at work

July 15, 2016

Q: I’ve got a problem with my boss. He’s smart, dynamic and makes the office fun, and in most ways I really enjoy working with him. But quite regularly, in a jokey way, if he wants to make a point, he feels it’s alright to slap me on the arm or the back with a [...]
As Theresa May unveils a near unrecognisable cabinet, is this new government good news for the City?

July 15, 2016

James Sproule, chief economist at the Institute of Directors, says Yes. It is often said that what business wants is certainty. Well, that is going to be in short supply for a while, so the next best thing is going to be a team of negotiators that both understands what financiers need and what price to [...]
With the Bank of England expected to cut interest rates, is looser monetary policy now a necessity for developed economies?

July 14, 2016

Alasdair Cavalla, senior economist at the Centre for Economic and Business Research, says Yes. For central banks, today’s world looks very different to before the crisis. In a deflationary era, the trade-off between inflation and growth could hardly have moved further in the doves’ favour. China’s rise leaves unprecedented imbalances: overcapacity of supply; abundance of capital; and [...]
The legal implications of airing your views at work

July 14, 2016

Rarely has a public issue proved as divisive as Brexit. The strength of opinion of individuals supporting either Remain or Leave has been overwhelming, and tensions across the country are still running high. Workplace discussion on political matters will continue to rage over the coming months, but could heated debates lead to discrimination claims? What [...]
Investing in infrastructure: As confidence in property crumbles, government-backed projects may offer stable, long-term returns

July 14, 2016

The gold price is up, bond yields are down, and investors are asking themselves which asset classes can shield their wealth until the impact of Brexit becomes clearer. But amid the political and economic uncertainty, two facts are unlikely to change. First, the UK population is growing, and may reach 70m people by 2027 if [...]

HSBC: City market’s top firm turns to Asia and Middle East

Premiership run-in: Saints and Bath will impact top four

Here We Are, National Theatre, review: Stephen Sondheim musical is more Severance than sing-a-long

By: Will Railton

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