By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

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Why Donald Trump should be closely watching the Mexican peso

October 17, 2016

As the odds of a Donald Trump victory lengthened last week, few will have welcomed the news as much as Mexico. The Mexican peso, which fell by 12 per cent in the first nine months of this year, has bounced back as market fears of a Trump win calmed. “The peso has become a bellwether [...]
Pensions lifetime allowance: Savings over £1m face a tax charge of up to 55 per cent, but if your employer is paying into a scheme for you, take the hit

October 12, 2016

More than 90,000 UK savers have stopped putting money into their pension since 2012 for fear of incurring tax charges, it emerged this weekend, following a Freedom of Information (FOI) request by former pensions minister Steve Webb, now director of policy at Royal London. The pensions lifetime allowance (LTA) limits the amount any individual can [...]
Is the tumbling pound providing a correction, or are we losers now?

October 11, 2016

A strong currency can be a sign of a country’s economic success. When a currency rises against another, those earning income in it have greater spending power. Equally, a weaker currency is considered by some to be a source of national embarrassment. Last week’s sterling crash was rather embarrassing for Britain – the pound fell 4.2 [...]
Risk management is more than just a hoop for your business to jump through: It can be a key to innovation

October 7, 2016

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As the UK prepares to leave the EU, is it time for investors to get out of the UK?

October 5, 2016

With the FTSE 100 reaching 7,120 yesterday, just undershooting its all-time high, this might seem like a strange time to ask whether investors should be ditching UK assets altogether. However, as the blue-chip index surged, DeVere Group founder Nigel Green warned that Brexit-related risk means that such a “precautionary measure” is increasingly likely from UK investors [...]
Better infrastructure and new houses: Here’s how to invest for a post-Brexit fiscal stimulus

October 4, 2016

Chancellor Philip Hammond used his party conference speech yesterday to tell the public that the government is prepared to take “whatever steps are necessary to protect this economy from turbulence”. Though he gave a nod to his predecessor’s commitment to fiscal consolidation, new spending plans are widely expected when he delivers his first Autumn Statement in [...]
High impact advertising: Undertone’s Rob Garber talks Facebook Canvas and attention-grabbing ad formats

October 3, 2016

Every day, each of us is exposed to thousands of advertising messages but we ignore the vast majority. New types of ad formats which are larger, more immersive or more interactive may be the way to cut through to engage a potential consumer and improve their experience of digital advertising. “Brands are questioning the performance of [...]
As a beleaguered Deutsche Bank faces a $14bn fine, Angela Merkel has ruled out state aid, but could a bailout be on the cards?

September 27, 2016

Recent discussion of possible European bank bailouts has focused on Italy. Saddled with €360bn of souring loans and enfeebled by a stagnant, over-regulated economy, a number of Italian lenders face a very real risk of insolvency. In July, the country’s third largest, Monte dei Paschi di Siena, failed a stress test set by the European Central [...]
One-year MBA programmes grew in popularity this year – but are they better?

September 22, 2016

In many ways, an MBA is a serious investment. Even if your employer has agreed to sponsor you, or you have managed to secure a scholarship, you’ll still need to decide how much of your time you are willing to put in – and whether the benefits of a less frantic pace of learning and more [...]
The Lifetime Isa: New clarifications are good news for first-time buyers, but do nothing to solve its conflict with pensions

September 21, 2016

The Treasury released final details last week on the Lifetime Isa (Lisa) which launches in spring 2017. Aimed at two very different types of savers – first-time buyers and retirees – the updates mostly concern the first group, and will do little to silence critics who say that the Lisa will lure away people who could [...]

HSBC: City market’s top firm turns to Asia and Middle East

Premiership run-in: Saints and Bath will impact top four

Here We Are, National Theatre, review: Stephen Sondheim musical is more Severance than sing-a-long

By: Will Railton

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