By: Will Railton

I'm deputy money editor at City A.M. I focus on personal finance and investing. I'm particularly interested in macroeconomics, pensions and politics. Contact me at william.railton@cityam.com.

All 250 Articles

China’s debt mountain is unlikely to spoil its New Year

January 27, 2017

As China prepares to ring in the year of the Fire Rooster this weekend, its central bank has ordered lenders to strictly control the amount of loans issued in the first quarter of 2017 – an effort to cut the country’s ballooning levels of debt. China’s debt pile has burgeoned from 150 per cent in [...]
Filing your tax return for 2015-16: The questions you want answered

January 25, 2017

If you've put off doing your tax return, I don’t blame you. It is hard to find the motivation to forage around for all those documents, only to part with your hard-earned cash. The bad news is that if you haven’t already got the ball rolling on your self-assessment form for the 2015-16 tax year, [...]
The year of the stock picker: Which value shares look underpriced in 2017?

January 24, 2017

We've heard it before. When there is greater volatility and more dispersion in the market, canny investors should be able to beat the index. The great rotation in equities which markets are anticipating due to looser fiscal policy and higher interest rates under Donald Trump is filling active managers with optimism that they can use [...]
The honeymoon will soon end for Donald Trump and markets’ unbridled optimism will follow it

January 20, 2017

American Presidents enjoy a honeymoon period. It begins with their victory speech and ends a few weeks after their inauguration. It is hard to imagine much of a grace period for a personality as incendiary as Donald Trump, who is inaugurated today, or that investors' euphoria towards his economic policies can last. The Trump trade [...]
How to invest your bonus: If you’re not off to the McLaren dealership, topping up a pension makes good sense

January 18, 2017

Industry experts have warned that bonus season in the Square Mile might not be so bumper this year. In December, research by Emolument.com indicated that just 40 per cent of bankers in mergers and acquisitions found their sweetener satisfactory. And this week, the market leader of PwC’s global financial services HR consulting practice has warned that [...]
Buy-to-lose? With new restrictions on buy-to-let mortgages and the introduction of other punitive measures in 2017, is there any value left in letting for mortgaged landlords?

January 11, 2017

As we enter 2017, the tide has truly turned against Britain’s buy-to-let landlords. First, George Osborne discouraged people from buying a second residential property by imposing extra stamp duty of 3 per cent. Now, the Bank of England is demanding that mortgage lenders “stress test” loans to landlords. Since 1 January, the Bank’s Prudential Regulation [...]
With the oil price higher, a credible central bank and warmer relations with the US, Russia’s stock market and the rouble could rise even further this year

January 10, 2017

Since Donald Trump’s election, investors have embraced his tax-cutting, regulation-ripping agenda, and have been resolute in backing perceived winners and dumping losers. Developed markets are in; emerging ones are out – the obstinate tycoon must be pleased. Since 9 November, the promise of higher fiscal spending in the US has raised bond yields, and caused the [...]
Resolutions for your money: Experts give their personal finance tips for 2017

January 4, 2017

After the gift giving, sales shopping and other excesses of the festive season, many of us aspire to start the New Year with tighter belts. According to research by Masthaven, 78 per cent of Brits intend to save over the next 12 months, with 34 per cent of them planning to squirrel away more than they [...]
Three personal finance trends for 2017

January 3, 2017

NULL
With diverging monetary policy and more political uncertainty, should investors expect 2017 to be the year that growth makes a comeback?

January 3, 2017

This year is being heralded as a new dawn for markets. The economic malaise which has dogged developed economies since the financial crisis will finally subside; the battle against deflation has been won; fiscal stimulus is firmly on the agenda, and real growth will return. Such optimistic assessments may prove to be on the money. [...]

HSBC: City market’s top firm turns to Asia and Middle East

Premiership run-in: Saints and Bath will impact top four

Here We Are, National Theatre, review: Stephen Sondheim musical is more Severance than sing-a-long

By: Will Railton

All 250 Articles

Subscribe