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Don’t invest unless you’re prepared to lose all the money you invest. This is a high-risk investment and you should not expect to be protected if something goes wrong.

Take 2 mins to learn more at www.coinbase.com/uk-fca-info

motor finance review

  • Lloyds boss says motor finance scandal poses threat to UK economy

    Banking

    The chief executive of Lloyds Banking Group has warned that controversy over now-banned motor finance deals poses a threat to the UK economy. Speaking at the Financial Times’ Global Banking Summit on Wednesday, Charlie Nunn said a shock court ruling in October over ‘secret’ car loan commissions “creates an investability problem” for Britain’s wider consumer [...]

    Lloyds Banking Group trimmed its GDP forecast.
  • Close Brothers restarts motor finance lending following landmark ruling

    Banking

    Close Brothers has restarted its motor finance lending practice a month after a landmark court ruling over the legality of its business. On 25 October, a court ruled that a broker could not lawfully receive a commission from the lender without obtaining the customer’s fully informed consent to the payment, sending the entire motor finance [...]

    Banking complaints soared on the back of the motor finance scandal.
  • Close Brothers warned of £640m hit if car loan scandal spreads

    Banking

    Close Brothers could take a hit to its profits worth almost double its stock market value if a brewing car loan scandal spreads to other areas of consumer finance, analysts have warned.

    Close Brothers is already considered the most exposed bank to the FCA's motor finance review in relative terms. (Photo by Hannah Songer/Bloomberg via Getty Images)
  • Secure Trust Bank slashes profit expectations amid motor finance ruling

    November 1, 2024

    Secure Trust Bank has slashed profit expectations for this year due to the performance of its motor finance business. In a trading update today, the London-listed lender said that following the Financial Conduct Authority’s motor finance decision, it restored vehicle finance loan collections activity to normal levels. Meanwhile, early arrears in vehicle finance are at [...]

  • Motor finance industry in crisis mode after landmark court ruling

    November 1, 2024

    Motor finance providers are scrambling to avoid a full-blown market meltdown after a landmark London court ruling on "secret" car loan commissions sparked chaos across the sector.

  • Lloyds shares slump as analysts warn of £3.9bn motor finance bill

    October 28, 2024

    Shares in Lloyds Banking Group and Close Brothers fell further on Monday after a landmark London court ruling that could expose motor finance providers to billions in extra compensation.

  • Close Brothers to sell asset management arm as motor finance bill looms

    September 19, 2024

    Close Brothers' shares are down by around a third since the Financial Conduct Authority announced in January that it would review whether customers were overcharged via now-banned discretionary commission arrangements on car loans.

  • Close Brothers boss to take temporary medical leave of absence

    September 16, 2024

    The bank said it would provide a further update "in due course". Its full year results will be announced on Thursday as planned.

  • City watchdog’s motor finance review drives up official complaints

    August 29, 2024

    A review by the City regulator into now-banned commission arrangements on car loans has contributed to a surge in official complaints to the UK's financial ombudsman in recent months.

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